Do you live in or near West Bloomfield, MI? If you are a driver, did you know it is against the law to drive without insurance? See the Phil Klein Insurance Group for a quote to ensure your protection.
Only New Hampshire and Virginia do not require drivers to have car insurance. It is unlawful in the other 48 states to drive without it.
If you cause an accident, you may be held responsible for any costs relating to it. Therefore, car insurance provides financial protection. It may cover an injured person’s medical expenses or their lost income if they cannot work and any legal fees that may result. Liability coverage can help pay for these expenses.
Most auto insurance policies include personal injury protection, bodily injury liability, property damage liability, comprehensive, collision, and uninsured or underinsured drivers.
Liability coverage protects you if you are at fault and cause damage to others and their property. Collision coverage protects your vehicle if you hit another car or non-moving objects, such as a fence or tree. Comprehensive coverage pays for damage due to a weather events, strikes, riots, malicious acts such as theft or vandalism, etc. This coverage pays for damage to your vehicle if it is just sitting in your driveway.
You need to maintain a car insurance policy to remain legal to drive. Without it, you risk losing your driver’s license and face hefty fines.
Don’t risk driving without this protection. The Phil Klein Insurance Group can answer any questions or provide a quote to get you started. Contact them today and protect your finances and driving record with this vital insurance. You will be glad you did.