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Phil Klein Insurance Group

7125 Orchard Lake Road, Suite 302
West Bloomfield, MI 48322

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Boat & Watercraft Insurance in Michigan

While insurance is not required for registering your boat and watercraft in Michigan, doing so is a common practice and generally a wise idea. At Phil Klein Insurance Group, we can help you prevent potential headaches from happening with your vessel by navigating you to a boating or watercraft insurance policy that works for your needs whether you boat in our beautiful inland lakes or the Great Lakes.

A Stable Anchor in Life's Rough Seas

Out here in Michigan, it can get rough pretty fast on the water - and especially on the Great Lakes. But you don't have to be biting your nails over the potential losses of your boat. Many watercraft insurance policies with affordable rates are available, and we know exactly where to look for them. So while many problems can run aground in life, your boat doesn't have to be one of them.

Boat Insurance Facts to Remember

If you're ready to chart your course on buying boat insurance, these tips are useful to keep in mind:

  • Not all providers offer the same kind of boat insurance. An independent agent can help you find options that work for your boat.
  • Consider the size, age, value, and make of your boat. All of these factors affect the types of policies available to you.
  • Because boating insurance is technically optional, it is very customizable with riders for liability, uninsured boaters, collision, on-water towing, and more features.
  • Check for any safety education requirements. If there are, take boating courses offered by the state. (And if there aren't, you may want to enroll anyway). It never hurts to continue improvement on water safety.

Welcome Aboard!

From pontoons and speed boats to jet skis, sailboats, and yachts, our firm at Phil Klein Insurance Group has all of your boat and watercraft insurance concerns covered.  Simply contact us at 248-682-7445 or visit our office today to get started.

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Servicing these States

Our Partners
  • AAA
  • Accident Fund
  • Aegis Insurance
  • American Modern
  • AmTrust
  • ASI
  • Berkshire Hathaway GUARD
  • Berkshire Hathaway Homestate Companies
  • Chubb
  • Citizens Insurance
  • Conifer Insurance Company
  • Coterie
  • Encompass
  • Ethos Life
  • Foremost
  • Great Lakes Mutual
  • Hagerty
  • hiscox
  • JC Taylor
  • Liberty Mutual
  • Lincoln Financial
  • North American
  • Penn Mutual
  • Philadelphia Insurance Companies
  • Pie Insurance
  • Principal
  • Progressive
  • PURE Insurance
  • Safeco
  • State Auto
  • The Hartford
  • Travelers
  • Univeral Property & Casualty
  • Westfield