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Does Auto Insurance Cover Damage to Your Car that Is Not Associated with an Accident?

Your auto policy covers a great deal in terms of damages to your car, including those damages that are not associated with an accident. There are some damages, such as damage from storms that is covered on your policy that does not relate to the car being in an accident. For those in the West Bloomfield, MI area, the agents with Phil Klein Insurance Group can help you go get your perfect policy.  

Your auto policy is not limited to covering only collision in most cases unless you have collision only coverage. A typical auto policy might cover damage from storms, vandalism, break-ins and more when it comes to repairs. Your car is a very important part of your life and making sure it is fully covered is a must. Another thing to consider is that most cars are also going to have coverage for contents and that you can tailor your coverage to fit the car you have and what you would like your insurance policy to do.

With your auto coverage, your car is going to be covered for those events that are not accident related if you choose the right policy. a Full coverage policy for instance also includes replacing windshields in some states, it may cover damage from things falling on your car, it may cover hair damage, water damage in some cases, and more. It is always helpful to speak with an agent if you are unsure about what your policy covers and about what type of coverage you might benefit from most in your particular case.

For those in the West Bloomfield, MI area, the agents with Phil Klein Insurance Group can help you to find the perfect policy for you and for your car.

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