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Phil Klein Insurance Group

7125 Orchard Lake Road, Suite 302
West Bloomfield, MI 48322

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Landlord & Vacant Property Insurance in Michigan

During the years that the real estate market was recovering from its 2007 crash, it wasn't unusual for property owners to leave entire houses unoccupied. But even now, real estate owners have their own reasons for leaving behind a property. Some houses are undergoing drastic renovations that can last over a long stretch of time. In some areas, it is very difficult for landlords to find decent tenants to occupy the home. Some homes are located within an empty town, where the number of available tenants are scant.

Are you a Michigan landlord or homeowner in possession of a property that is frequently left vacant? If so, you might be wondering whether you need insurance to cover any vacant property that is left in West Bloomfield, MI. The Phil Klein Insurance Group provides insurance plans for a variety of situations, including vacant homes and landlord coverage.

These are the most common reasons why a property owner would want to cover their vacant property:

  • Outside perils are frequent in the local area. Drastic weather, floods, fires, lightning, explosions and storms can all pose a threat to the structure of your property.
  • Vandalism and crime are a common occurrence within the area. Insurance can cover break ins and acts of mischief.
  • Accidents and breakdowns that cause property damage. Insect infestations and decaying home appliances can end up costing you a lot of money.
  • You want to be on the safe side. Because the property is unoccupied, you are not there to monitor everything and make sure that it's all in good shape.

Some insurance agencies are reluctant to provide landlord / rental / Airbnb / vacant property insurance due to the increased risks of potential damage. The Phil Klein Insurance Group is happy to cover you, though. If you have a rental or unoccupied home in Michigan that needs insurance, go ahead and contact us.

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Our Partners
  • AAA
  • Accident Fund
  • Aegis Insurance
  • American Modern
  • AmTrust
  • ASI
  • Berkshire Hathaway GUARD
  • Berkshire Hathaway Homestate Companies
  • Chubb
  • Citizens Insurance
  • Conifer Insurance Company
  • Coterie
  • Encompass
  • Ethos Life
  • Foremost
  • Great Lakes Mutual
  • Hagerty
  • hiscox
  • JC Taylor
  • Liberty Mutual
  • Lincoln Financial
  • North American
  • Penn Mutual
  • Philadelphia Insurance Companies
  • Pie Insurance
  • Principal
  • Progressive
  • PURE Insurance
  • Safeco
  • State Auto
  • The Hartford
  • Travelers
  • Univeral Property & Casualty
  • Westfield