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Phil Klein Insurance Group

7125 Orchard Lake Road, Suite 302
West Bloomfield, MI 48322

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Term & Permanent Life Insurance Options

Coverage For Your Changing Needs

Life is full of plans and priorities that change over time.  Life insurance can help provide protection throughout the stages of your life.  PKIG offers a variety of customizable life insurance products.
Term Life is a cost-effective product when you have many living expenses to help protect.
Permanent products, such as Universal Life and Whole Life, offer dependable protection that stays with you throughout your lifetime.

Term Life Insurance

*Coverage for a set period of time

*Affordable policies with level premiums for the term period - check pricing instantly online

*Provides added protection for needs such as a mortgage or the income of a spouse

*Coverage up to $5 million can be obtained without a medical exam

*Riders can be added such as "Return of Premium" which returns the total premium paid if still living at the end of the term

Permanent Life Insurance (Whole Life & Universal Life)

*Coverage that lasts for a lifetime (whole life insurance, universal life insurance, hybrid policies)

*Can accumulate cash value over time (at guaranteed or flexible interest rates)

*Leave a legacy for your family, provide funds to cover tax liabilities, or final expenses

*Premiums can be flexible depending on your preferences over time

*PKIG offers guaranteed issue whole life insurance regardless of health up to age 80

A Combination of Life Insurance Products May Be The Right Solution For You - Schedule a Quick Call Below 

Servicing these States

Our Partners
  • AAA
  • Accident Fund
  • Aegis Insurance
  • American Modern
  • AmTrust
  • ASI
  • Berkshire Hathaway GUARD
  • Berkshire Hathaway Homestate Companies
  • Chubb
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  • Conifer Insurance Company
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  • Foremost
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  • Hagerty
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  • JC Taylor
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  • Lincoln Financial
  • North American
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  • Philadelphia Insurance Companies
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  • The Hartford
  • Travelers
  • Univeral Property & Casualty
  • Westfield