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Does Commercial Insurance Cover Damage From a Car Hitting the Building?

So many things can happen to cause a financial loss when you are a business owner. Commercial insurance is designed to help protect the business from loss as a result of a variety of events. Having the right type of insurance and the right coverage amount can prevent those losses and allow you to rest easy knowing that the coverage is in place when you need it. So what happens if there is an event such as a car hitting your building?

Damage to a Structure

Anything can happen at any time when you own a business. Having solid insurance is a way to protect that business from possible devastation. For example, when a car runs into a business and causes damage, the commercial insurance will generally cover the cost of repairs and injury as a result of that accident. Not all insurance policies provide the same amount of coverage, so know what your policy will allow and make any adjustments you deem necessary to protect you and your company.

Insurance Protection for Your Business

One of the most important ways you can protect your company is by selecting and purchasing the right commercial insurance. Always consider the risks you face based on location and other factors. A good insurance company will have agents that can help you figure out the type of coverage you need to prevent losses. If you have a business in or around the West Bloomfield, MI area, you should consult Phil Klein Insurance Group to find out how to adequately protect your investment.

Don’t take chances on your commercial insurance coverage. Call or stop by Phil Klein Insurance Group serving the businesses of West Bloomfield, MI and the surrounding area. Get the coverage you need to have peace of mind. 

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