Can Your Auto Insurance Cover Your College Student?

If one of your children is going to college in a different state, they may want to use a car while they’re at school. Before making any plans, check your school’s policy on whether freshmen are allowed to have cars on campus. According to Forbes, even if your college student doesn’t take a car to college, you shouldn’t remove them from your auto insurance policy. They may drive someone else’s car while at college, and they will likely drive when they come home for semester or holiday breaks.

One important factor to consider is whether your college student owns a car. According to CarInsurance.com, each state has different laws regarding whether college students must change their car registration or insurance while at school. Check with your insurance agent to ensure your college student is adequately covered with auto insurance while away at school.

Schedule an Appointment Today

Don’t take a chance by driving without auto insurance. Our team at Phil Klein Insurance Group can help you find affordable auto insurance coverage. Drivers in the West Bloomfield, MI, area have discovered that we provide excellent customer service. Call us today to schedule an appointment and see for yourself how easy it is to find an insurance agent you can trust.

The business landscape is ever-evolving. There may be periods when your business thrives, leading to higher profits and opportunities for investment and growth. Conversely, there may be times when your business faces challenges, requiring you to be more strategic with your resources. Given these constant changes, it’s logical to ask: Should your insurance adapt too? More specifically, should you adjust your commercial insurance annually? Here’s why doing so can be beneficial, and how you can ensure you have the appropriate coverage with our assistance at Phil Klein Insurance Group in West Bloomfield, MI!

Is Annual Adjustment of Your Commercial Insurance Necessary?

Like every other aspect of your business, you should evaluate and adjust your commercial insurance annually. The reality is that things can change rapidly within a business, and you could easily find yourself either overpaying for coverage or underinsured because you’ve acquired new assets or hired new employees. For instance, you might be downsizing yet still paying to insure a larger building. Conversely, you might be underinsured if you’ve expanded operations and purchased a new location. Regardless of the changes that occur in your business over a year, reviewing and adjusting your commercial insurance annually provides the reassurance that you’re adequately covered and paying a fair amount for that coverage.

Secure Your Business With Phil Klein Insurance Group

Do you still need to shop for commercial insurance? If you’re looking to cross that task off your to-do list, start here with Phil Klein Insurance Group in West Bloomfield, MI! We make finding and comparing policies straightforward. Compare quotes with our assistance today!