{"id":38,"date":"2018-03-09T13:27:20","date_gmt":"2018-03-09T19:27:20","guid":{"rendered":"https:\/\/www.philkleininsurance.com\/blog\/?p=38"},"modified":"2018-03-09T13:27:20","modified_gmt":"2018-03-09T19:27:20","slug":"4-flood-insurance-myths-that-dont-hold-water","status":"publish","type":"post","link":"https:\/\/www.philkleininsurance.com\/blog\/4-flood-insurance-myths-that-dont-hold-water\/","title":{"rendered":"4 Flood Insurance Myths That Don’t Hold Water"},"content":{"rendered":"

Flood insurance is kinda tricky. We get a lot of questions from our Michigan clients about concerns from ground water, sewer\/drain backups, etc.<\/p>\n

Do you know the truth about water damage and your home? Let’s set the record straight on a few myths:<\/p>\n

1. Home Insurance Covers Floods<\/em>
\nFlood insurance is not included in home insurance policies; it needs to be purchased separately, from an insurance agent (like us) or an insurer that participates in the National Flood Insurance Program.<\/p>\n

2. Floods Only Affect Certain Regions<\/em>
\nAll areas of the country (and Michigan) are at some risk of flooding. More than 20% of flood claims to insurance companies come from residents in moderate to low-risk flood zones.<\/p>\n

3. Water Damage Isn’t Expensive<\/em>
\nFlooding is the COSTLIEST natural disaster, according to the Federal Emergency Management Agency. One inch of flooding can cause as much as $20,000 in damage to a home.<\/p>\n

4. Flood Insurance Is Expensive<\/em>
\nSomeone who lives in a moderate to low-risk area may be eligible for flood insurance with premiums as low as $171 per year.<\/p>\n

For more information, call us at (248) 682-7445 or email info@philkleininsurance.com<\/p>\n

\"\"<\/p>\n","protected":false},"excerpt":{"rendered":"

Flood insurance is kinda tricky. We get a lot of questions from our Michigan clients about concerns from ground water, sewer\/drain backups, etc. Do you know the truth about water damage and your home? Let’s set the record straight on a few myths: 1. Home Insurance Covers Floods Flood insurance is not included in home […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-38","post","type-post","status-publish","format-standard","hentry","category-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t