{"id":231,"date":"2021-07-29T04:00:00","date_gmt":"2021-07-29T10:00:00","guid":{"rendered":"https:\/\/www.philkleininsurance.com\/blog\/?p=231"},"modified":"2021-07-29T18:56:56","modified_gmt":"2021-07-30T00:56:56","slug":"protecting-your-home-against-natural-disasters","status":"publish","type":"post","link":"https:\/\/www.philkleininsurance.com\/blog\/protecting-your-home-against-natural-disasters\/","title":{"rendered":"Protecting your Home Against Natural Disasters"},"content":{"rendered":"<p>In our beautiful state of Michigan, we could be prone to unfortunate natural disasters such as tornados, floods, and winter storms.&nbsp; Severe weather is a common occurrence in this state.&nbsp; Because of this, you must protect your home against these occurrences with adequate home insurance.&nbsp; We at Phil Klein Insurance Group serving the West Bloomfield, MI area are here for you to find the right insurance for your home.<\/p>\n<h2>Prepare Before the Disaster<\/h2>\n<p>To prepare for a natural disaster, you must review your policy every year with your agent.&nbsp; If you have a question or a concern about a specific thing your policy doesn&#8217;t cover, don&#8217;t hesitate to follow up with your agent.&nbsp; Some other useful ways to protect your home before a disaster include:<\/p>\n<ul>\n<li>Take photos of items in each room in your house.<\/li>\n<li>Create a detailed inventory list of valuables not in your photos.<\/li>\n<li>Keep a copy of all insurance cards and declaration pages.<\/li>\n<li>Make a list of important telephone numbers to call.<\/li>\n<\/ul>\n<h2>What About After a Disaster?<\/h2>\n<p>There are also a few things you must do after a disaster occurs.&nbsp; One of the first things you must do is to contact your insurance agent or your insurance company&#8217;s toll-free number as soon as possible.&nbsp; Be sure to take lots of pictures of the damage and to make a list of personal property damaged.&nbsp; Some of the other vital things you must do after experiencing damage to your home include:<\/p>\n<ul>\n<li>While you are obligated to make temporary repairs, you must not make any permanent ones until your insurance company has inspected the damage.<\/li>\n<li>Ask your insurance agent if your policy covers temporary lodging until repairs are made to your home.<\/li>\n<\/ul>\n<h2>Contact Us for Home Insurance Coverage<\/h2>\n<p>You must take serious measures to protect your home against natural disasters.&nbsp; If you live in the West Bloomfield, MI&nbsp;area, contact our office to set an appointment with one of our agents to find the right home insurance coverage for you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In our beautiful state of Michigan, we could be prone to unfortunate natural disasters such as tornados, floods, and winter storms.&nbsp; Severe weather is a common occurrence in this state.&nbsp; Because of this, you must protect your home against these occurrences with adequate home insurance.&nbsp; We at Phil Klein Insurance Group serving the West Bloomfield, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,7],"class_list":["post-231","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-phil-klein-insurance-group","tag-west-bloomfield-mi"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/posts\/231","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=231"}],"version-history":[{"count":1,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/posts\/231\/revisions"}],"predecessor-version":[{"id":232,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/posts\/231\/revisions\/232"}],"wp:attachment":[{"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=231"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=231"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=231"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}