{"id":23,"date":"2017-10-16T02:00:00","date_gmt":"2017-10-16T14:00:00","guid":{"rendered":"http:\/\/www.philkleininsurance.com\/blog\/?p=23"},"modified":"2017-10-12T12:33:24","modified_gmt":"2017-10-12T18:33:24","slug":"3-common-questions-about-commercial-insurance","status":"publish","type":"post","link":"https:\/\/www.philkleininsurance.com\/blog\/3-common-questions-about-commercial-insurance\/","title":{"rendered":"3 Common Questions about Commercial Insurance"},"content":{"rendered":"<p>Whether you have just opened,&nbsp;inherited, or&nbsp;realized that&nbsp;your business is growing, one of the most important things you can do to protect your livelihood is to have commercial insurance in West Bloomfield,&nbsp;MI. Commercial insurance covers an array of situations and scenarios, some of which you may not have even thought about.&nbsp;From freak storms of nature to theft and employee safety, commercial insurance is a must-have if you own a business. Read on to discover three common questions people ask when looking for a commercial insurance policy for their West Bloomfield, MI business. &nbsp;<\/p>\n<p><strong>How Do I Select the Right Coverage Amount?<\/strong><\/p>\n<p>That depends on the size of your business, as well as what you feel comfortable paying as a deductible or premium.&nbsp;Essentially, you want to cover what your business is worth and then some. A reputable insurance agent at Phil Klein Insurance Group can help you make this decision.<\/p>\n<p><strong>What Kind of Coverage is Needed?<\/strong><\/p>\n<p>You will want to make sure every part of your business is covered. For example, if your&nbsp;business sees customers coming in and out of your store, you&#8217;ll want to make sure you&#8217;re covered just in case of a slip and fall or some other kind of accident that results in a lawsuit. Depending on the type of business you run, policies and coverage&nbsp;will vary. &nbsp;<\/p>\n<p><strong>How Do I&nbsp;Choose the Right Deductible?<\/strong><\/p>\n<p>To choose the right deductible, you will need to consider whether you want to pay a higher premium or a higher deductible. If you feel more comfortable paying a larger premium on your monthly or&nbsp;quarterly insurance bill, then you might be able to&nbsp;have a smaller deductible. &nbsp;<\/p>\n<p>To learn more about the commercial insurance coverage&nbsp;for your business, contact the friendly agents at Phil Klein Insurance Group in West Bloomfield, MI today. &nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Whether you have just opened,&nbsp;inherited, or&nbsp;realized that&nbsp;your business is growing, one of the most important things you can do to protect your livelihood is to have commercial insurance in West Bloomfield,&nbsp;MI. Commercial insurance covers an array of situations and scenarios, some of which you may not have even thought about.&nbsp;From freak storms of nature to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,7],"class_list":["post-23","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-phil-klein-insurance-group","tag-west-bloomfield-mi"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/posts\/23","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=23"}],"version-history":[{"count":1,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/posts\/23\/revisions"}],"predecessor-version":[{"id":24,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/posts\/23\/revisions\/24"}],"wp:attachment":[{"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=23"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=23"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=23"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}