{"id":208,"date":"2021-02-28T04:00:00","date_gmt":"2021-02-28T10:00:00","guid":{"rendered":"https:\/\/www.philkleininsurance.com\/blog\/?p=208"},"modified":"2021-03-02T11:56:13","modified_gmt":"2021-03-02T17:56:13","slug":"who-needs-commercial-insurance-in-west-bloomfield-mi","status":"publish","type":"post","link":"https:\/\/www.philkleininsurance.com\/blog\/who-needs-commercial-insurance-in-west-bloomfield-mi\/","title":{"rendered":"Who Needs Commercial Insurance in West Bloomfield, MI?"},"content":{"rendered":"<p>If you are a resident of the city of West Bloomfield, MI, and want to know more about commercial insurance as it applies to you in this area, you should think about what an agency such as Phil Klein Insurance Group has to offer.<\/p>\n<p>If you own a business in the state of Michigan, you are generally going to need to have commercial insurance. Specifically, you will need general liability insurance. This type of coverage will protect business owners from either indirect or direct damages. If your business is responsible for actions that end up causing damages to other parties or your own employees, general liability coverage will protect you here. It pays for both personal injuries and property damage. Personal injuries can involve visitors, customers, and even subcontractors.<\/p>\n<p>Although the majority of business owners in Michigan are required to have some type of commercial insurance, they will have some options. They have a choice when it comes to policy limits and insurance deductibles within their commercial insurance coverage.<\/p>\n<p>Many different types of business owners in Michigan will need to get commercial insurance. These include restaurants, contractors, retail stores, healthcare institutions, and many more. Some business owners may see this requirement as a burden, but the truth is that it can be very helpful in the right circumstances. You may not think that anything will happen if you are careful, but the truth is that you sometimes cannot control every event. You will be grateful that you have insurance when you end up needing it.<\/p>\n<p>If you live in West Bloomfield, MI, and are in need of information about commercial insurance, you should feel free to contact the professionals at Phil Klein Insurance Group. They will be able to answer questions that you might have about commercial insurance and perhaps help you figure out what the right policy will be for your business.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you are a resident of the city of West Bloomfield, MI, and want to know more about commercial insurance as it applies to you in this area, you should think about what an agency such as Phil Klein Insurance Group has to offer. If you own a business in the state of Michigan, you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[5,7],"class_list":["post-208","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-phil-klein-insurance-group","tag-west-bloomfield-mi"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.philkleininsurance.com\/blog\/who-needs-commercial-insurance-in-west-bloomfield-mi\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Phil Klein Insurance Group |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Who Needs Commercial Insurance in West Bloomfield, MI? | Blog | Phil Klein Insurance Group\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.philkleininsurance.com\/blog\/who-needs-commercial-insurance-in-west-bloomfield-mi\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2021-02-28T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2021-03-02T17:56:13+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Who Needs Commercial Insurance in West Bloomfield, MI? | Blog | Phil Klein Insurance Group\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/who-needs-commercial-insurance-in-west-bloomfield-mi\\\/#article\",\"name\":\"Who Needs Commercial Insurance in West Bloomfield, MI? | Blog | Phil Klein Insurance Group\",\"headline\":\"Who Needs Commercial Insurance in West Bloomfield, MI?\",\"author\":{\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2021-02-28T04:00:00-06:00\",\"dateModified\":\"2021-03-02T11:56:13-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/who-needs-commercial-insurance-in-west-bloomfield-mi\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/who-needs-commercial-insurance-in-west-bloomfield-mi\\\/#webpage\"},\"articleSection\":\"Commercial Insurance, Phil Klein Insurance Group, West Bloomfield MI\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/who-needs-commercial-insurance-in-west-bloomfield-mi\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/category\\\/insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/category\\\/insurance\\\/commercial-insurance\\\/#listItem\",\"name\":\"Commercial Insurance\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/category\\\/insurance\\\/commercial-insurance\\\/#listItem\",\"position\":3,\"name\":\"Commercial Insurance\",\"item\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/category\\\/insurance\\\/commercial-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/who-needs-commercial-insurance-in-west-bloomfield-mi\\\/#listItem\",\"name\":\"Who Needs Commercial Insurance in West Bloomfield, MI?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/who-needs-commercial-insurance-in-west-bloomfield-mi\\\/#listItem\",\"position\":4,\"name\":\"Who Needs Commercial Insurance in West Bloomfield, MI?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/category\\\/insurance\\\/commercial-insurance\\\/#listItem\",\"name\":\"Commercial Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/#organization\",\"name\":\"Blog | Phil Klein Insurance Group\",\"url\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"agentinsure\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/who-needs-commercial-insurance-in-west-bloomfield-mi\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"agentinsure\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/who-needs-commercial-insurance-in-west-bloomfield-mi\\\/#webpage\",\"url\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/who-needs-commercial-insurance-in-west-bloomfield-mi\\\/\",\"name\":\"Who Needs Commercial Insurance in West Bloomfield, MI? | Blog | Phil Klein Insurance Group\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/who-needs-commercial-insurance-in-west-bloomfield-mi\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2021-02-28T04:00:00-06:00\",\"dateModified\":\"2021-03-02T11:56:13-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/\",\"name\":\"Blog | Phil Klein Insurance Group\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.philkleininsurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Who Needs Commercial Insurance in West Bloomfield, MI? | Blog | Phil Klein Insurance Group","description":"","canonical_url":"https:\/\/www.philkleininsurance.com\/blog\/who-needs-commercial-insurance-in-west-bloomfield-mi\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.philkleininsurance.com\/blog\/who-needs-commercial-insurance-in-west-bloomfield-mi\/#article","name":"Who Needs Commercial Insurance in West Bloomfield, MI? | Blog | Phil Klein Insurance Group","headline":"Who Needs Commercial Insurance in West Bloomfield, MI?","author":{"@id":"https:\/\/www.philkleininsurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.philkleininsurance.com\/blog\/#organization"},"datePublished":"2021-02-28T04:00:00-06:00","dateModified":"2021-03-02T11:56:13-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.philkleininsurance.com\/blog\/who-needs-commercial-insurance-in-west-bloomfield-mi\/#webpage"},"isPartOf":{"@id":"https:\/\/www.philkleininsurance.com\/blog\/who-needs-commercial-insurance-in-west-bloomfield-mi\/#webpage"},"articleSection":"Commercial Insurance, Phil Klein Insurance Group, West Bloomfield MI"},{"@type":"BreadcrumbList","@id":"https:\/\/www.philkleininsurance.com\/blog\/who-needs-commercial-insurance-in-west-bloomfield-mi\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.philkleininsurance.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.philkleininsurance.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.philkleininsurance.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.philkleininsurance.com\/blog\/category\/insurance\/#listItem","position":2,"name":"Insurance","item":"https:\/\/www.philkleininsurance.com\/blog\/category\/insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.philkleininsurance.com\/blog\/category\/insurance\/commercial-insurance\/#listItem","name":"Commercial Insurance"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.philkleininsurance.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.philkleininsurance.com\/blog\/category\/insurance\/commercial-insurance\/#listItem","position":3,"name":"Commercial Insurance","item":"https:\/\/www.philkleininsurance.com\/blog\/category\/insurance\/commercial-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.philkleininsurance.com\/blog\/who-needs-commercial-insurance-in-west-bloomfield-mi\/#listItem","name":"Who Needs Commercial Insurance in West Bloomfield, MI?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.philkleininsurance.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.philkleininsurance.com\/blog\/who-needs-commercial-insurance-in-west-bloomfield-mi\/#listItem","position":4,"name":"Who Needs Commercial Insurance in West Bloomfield, MI?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.philkleininsurance.com\/blog\/category\/insurance\/commercial-insurance\/#listItem","name":"Commercial Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.philkleininsurance.com\/blog\/#organization","name":"Blog | Phil Klein Insurance Group","url":"https:\/\/www.philkleininsurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.philkleininsurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.philkleininsurance.com\/blog\/author\/agentinsure\/","name":"agentinsure","image":{"@type":"ImageObject","@id":"https:\/\/www.philkleininsurance.com\/blog\/who-needs-commercial-insurance-in-west-bloomfield-mi\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"agentinsure"}},{"@type":"WebPage","@id":"https:\/\/www.philkleininsurance.com\/blog\/who-needs-commercial-insurance-in-west-bloomfield-mi\/#webpage","url":"https:\/\/www.philkleininsurance.com\/blog\/who-needs-commercial-insurance-in-west-bloomfield-mi\/","name":"Who Needs Commercial Insurance in West Bloomfield, MI? | Blog | Phil Klein Insurance Group","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.philkleininsurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.philkleininsurance.com\/blog\/who-needs-commercial-insurance-in-west-bloomfield-mi\/#breadcrumblist"},"author":{"@id":"https:\/\/www.philkleininsurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.philkleininsurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2021-02-28T04:00:00-06:00","dateModified":"2021-03-02T11:56:13-06:00"},{"@type":"WebSite","@id":"https:\/\/www.philkleininsurance.com\/blog\/#website","url":"https:\/\/www.philkleininsurance.com\/blog\/","name":"Blog | Phil Klein Insurance Group","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.philkleininsurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Phil Klein Insurance Group |","og:type":"article","og:title":"Who Needs Commercial Insurance in West Bloomfield, MI? | Blog | Phil Klein Insurance Group","og:url":"https:\/\/www.philkleininsurance.com\/blog\/who-needs-commercial-insurance-in-west-bloomfield-mi\/","article:published_time":"2021-02-28T10:00:00+00:00","article:modified_time":"2021-03-02T17:56:13+00:00","twitter:card":"summary","twitter:title":"Who Needs Commercial Insurance in West Bloomfield, MI? | Blog | Phil Klein Insurance Group"},"aioseo_meta_data":{"post_id":"208","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2021-03-02 17:56:39","updated":"2025-06-04 12:24:45","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.philkleininsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.philkleininsurance.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.philkleininsurance.com\/blog\/category\/insurance\/commercial-insurance\/\" title=\"Commercial Insurance\">Commercial Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tWho Needs Commercial Insurance in West Bloomfield, MI?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.philkleininsurance.com\/blog"},{"label":"Insurance","link":"https:\/\/www.philkleininsurance.com\/blog\/category\/insurance\/"},{"label":"Commercial Insurance","link":"https:\/\/www.philkleininsurance.com\/blog\/category\/insurance\/commercial-insurance\/"},{"label":"Who Needs Commercial Insurance in West Bloomfield, MI?","link":"https:\/\/www.philkleininsurance.com\/blog\/who-needs-commercial-insurance-in-west-bloomfield-mi\/"}],"_links":{"self":[{"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/posts\/208","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=208"}],"version-history":[{"count":1,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/posts\/208\/revisions"}],"predecessor-version":[{"id":209,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/posts\/208\/revisions\/209"}],"wp:attachment":[{"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=208"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=208"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=208"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}