{"id":201,"date":"2021-01-25T11:30:12","date_gmt":"2021-01-25T17:30:12","guid":{"rendered":"https:\/\/www.philkleininsurance.com\/blog\/?p=201"},"modified":"2021-01-25T11:30:13","modified_gmt":"2021-01-25T17:30:13","slug":"do-you-need-life-insurance","status":"publish","type":"post","link":"https:\/\/www.philkleininsurance.com\/blog\/do-you-need-life-insurance\/","title":{"rendered":"Do you need life insurance?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">At PKIG, one of our main goals is to simplify insurance concepts as much as possible for our clients.  There are a LOT of reasons to purchase life insurance and a LOT of different kinds of policies.  It can be very confusing.<br><br>Some of these reasons are for more sophisticated concepts such as estate or retirement planning.  PKIG can help with nearly any type of scenario.<br><br>That said, the key question to determine whether you need life insurance or not is <em><strong>would your death result in financial strain for another person<\/strong><\/em>?  If the answer is yes in any capacity, you likely need life insurance of some sort.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You might think the process to qualify and purchase a policy is invasive and challenging but that&#8217;s not the case.  <a href=\"https:\/\/agents.ethoslife.com\/invite\/pkig\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"https:\/\/agents.ethoslife.com\/invite\/pkig\">In fact, you can buy a policy online without a medical exam or phone interview in just a few minutes.  Just click here to try it out.<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you&#8217;re not quite ready to pull the trigger and need a more detailed consultation, please call us at (248) 682-7445 or email <a href=\"mailto:info@pkig.com\">info@pkig.com<\/a> today.<br><br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>At PKIG, one of our main goals is to simplify insurance concepts as much as possible for our clients. There are a LOT of reasons to purchase life insurance and a LOT of different kinds of policies. It can be very confusing. Some of these reasons are for more sophisticated concepts such as estate or [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[85,8,27,22,5,30,36,42],"class_list":["post-201","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-estate-planning","tag-insurance","tag-life-insurance","tag-michigan","tag-phil-klein-insurance-group","tag-pkig","tag-retirement","tag-term-life-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"Owen Rosen\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.philkleininsurance.com\/blog\/do-you-need-life-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Phil Klein Insurance Group |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Do you need life insurance? 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