{"id":201,"date":"2021-01-25T11:30:12","date_gmt":"2021-01-25T17:30:12","guid":{"rendered":"https:\/\/www.philkleininsurance.com\/blog\/?p=201"},"modified":"2021-01-25T11:30:13","modified_gmt":"2021-01-25T17:30:13","slug":"do-you-need-life-insurance","status":"publish","type":"post","link":"https:\/\/www.philkleininsurance.com\/blog\/do-you-need-life-insurance\/","title":{"rendered":"Do you need life insurance?"},"content":{"rendered":"\n<p>At PKIG, one of our main goals is to simplify insurance concepts as much as possible for our clients.  There are a LOT of reasons to purchase life insurance and a LOT of different kinds of policies.  It can be very confusing.<br><br>Some of these reasons are for more sophisticated concepts such as estate or retirement planning.  PKIG can help with nearly any type of scenario.<br><br>That said, the key question to determine whether you need life insurance or not is <em><strong>would your death result in financial strain for another person<\/strong><\/em>?  If the answer is yes in any capacity, you likely need life insurance of some sort.<\/p>\n\n\n\n<p>You might think the process to qualify and purchase a policy is invasive and challenging but that&#8217;s not the case.  <a href=\"https:\/\/agents.ethoslife.com\/invite\/pkig\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"https:\/\/agents.ethoslife.com\/invite\/pkig\">In fact, you can buy a policy online without a medical exam or phone interview in just a few minutes.  Just click here to try it out.<\/a><\/p>\n\n\n\n<p>If you&#8217;re not quite ready to pull the trigger and need a more detailed consultation, please call us at (248) 682-7445 or email <a href=\"mailto:info@pkig.com\">info@pkig.com<\/a> today.<br><br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>At PKIG, one of our main goals is to simplify insurance concepts as much as possible for our clients. There are a LOT of reasons to purchase life insurance and a LOT of different kinds of policies. It can be very confusing. Some of these reasons are for more sophisticated concepts such as estate or [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[85,8,27,22,5,30,36,42],"class_list":["post-201","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-estate-planning","tag-insurance","tag-life-insurance","tag-michigan","tag-phil-klein-insurance-group","tag-pkig","tag-retirement","tag-term-life-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/posts\/201","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=201"}],"version-history":[{"count":3,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/posts\/201\/revisions"}],"predecessor-version":[{"id":205,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/posts\/201\/revisions\/205"}],"wp:attachment":[{"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=201"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=201"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.philkleininsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=201"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}