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Phil Klein Insurance Group

7125 Orchard Lake Road, Suite 302
West Bloomfield, MI 48322

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Term & Permanent Life Insurance in Michigan

Coverage For Your Changing Needs

Life is full of plans and priorities that change over time.  Life insurance can help provide protection throughout the stages of your life.  PKIG offers a variety of customizable life insurance products.
Term Life is a cost-effective product when you have many living expenses to help protect.
Permanent products, such as Universal Life and Whole Life, offer dependable protection that stays with you throughout your lifetime.

Term Life Insurance

*Coverage for a set period of time

*Affordable policies with level premiums for the term period - check pricing instantly online

*Provides added protection for needs such as a mortgage or the income of a spouse

*Coverage up to $1 million can be obtained without a medical exam

*Riders can be added such as "Return of Premium" which returns the total premium paid if still living at the end of the term

Permanent Life Insurance 

*Coverage that lasts for a lifetime

*Can accumulate cash value over time (at guaranteed or flexible interest rates)

*Leave a legacy for your family or provide funds to cover your final expenses

*Premiums can be flexible depending on your preferences over time

*PKIG offers guaranteed issue whole life insurance regardless of health up to age 80

A Combination of Life Insurance Products May Be The Right Solution For You - Contact Us Today

Servicing these States

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